The Refinancing Process
Buying your home should be something to celebrate, not a source of stress. We make the mortgage process as simple, fast, and pleasant as possible
Decide
Talk to your mortgage advisor to determine whether refinancing makes sense for you. Consider whether the payoff justifies the costs, long-term financial impacts, and payback period.
Apply
Gather documents and submit your application. Then we’ll order an appraisal and analyze your credit, income, and assets.
Approve
You may be asked for more information while your file is being underwritten. Communicate with your Change Home Mortgage advisor for updates.
Close
It’s official! Soon after signing the loan documents, you’ll receive your funds.
*Refinancing the consumer’s existing loan may result in higher total finance charges over the life of the loan.
Estimate Your Monthly Payment
Adjust the numbers to see how your loan amount, rate and term affect your payment.
Estimated monthly payments include principal and interest and are not an offer to lend. Tax, insurance, and other fees and charges may apply. Default interest rate displayed is illustrative only. Interest rates, total cost of mortgage, and monthly mortgage payment are estimates based on information you have provided. Actual mortgage payment and interest rate may be higher or lower than those displayed and will depend on your mortgage product, collateral, and credit history.