ABOUT OUR COMMITMENT TO COMMUNITIES.

As a direct seller/servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, we have the regulatory, financial, and operational capabilities to serve borrowers who have a variety of financial needs.

For many people, homeownership can feel like a long shot when the documentation and down payment requirements of a traditional mortgage derail their dreams. Change Home Mortgage offers non-traditional mortgage options that empower homebuyers to reach their homebuying goals.

OUR MISSION

To Finance Homeowners, Fairly & Responsibly.
‍
Change Home Mortgage provides financing solutions to all of America’s diverse homeowners and communities. Homeownership is the symbol of the American Dream, the cornerstone of wealth creation, a solution to the cycle of poverty, and a stabilizing force for working families. Our role as trusted advisors and passionate advocates is to help all American families and communities achieve homeownership, fairly and responsibly.

Our Core Values
Good People Do
Good Work

The values we live everyday drive our success, underlie our customers’ gratification, and fulfill the dream of home ownership.

Teamwork

We collaborate as a team, while embracing our associates’ unique perspectives, to cultivate an exceptional customer experience.

Service

We work hard to understand the specific needs of each customer, ensuring their personal experience is more valuable than the transaction.

Respect

We operate from a place of empathy, rewarding compassionate gestures and hard work while helping our customers, partners and associates achieve their goals.

Transparency

We communicate openly and act with integrity to provide clarity in every transaction and keep our customers well informed.

Accountability

We take responsibility for our actions, regardless of the circumstances, as we continue to learn and grow together.

CDFI CERTIFIED

We believe in the power of home.

At Change Home Mortgage, we believe in the power of home. But not everyone who dreams of buying a home is able when faced with the stringent requirements of traditional lending. At Change, we want to find solutions to your unique needs and help you get into the home of your dreams. We are a certified Community Development Financial Institution (CDFI), which enables us to turn your dreams into reality.

As a CDFI-certified lender, Change Home Mortgage offers a variety of traditional and non-traditional products for the self-employed, cash-business owners and various other borrowers who want to invest in their neighborhoods where opportunities may be limited otherwise. Change Home Mortgage is one of about 1,000 CDFIs operating nationwide.

Our CDFI status enables us to help borrowers in underbanked communities get the financing they need to invest in their communities and have a place to call home. We are here for you.

Change Home Mortgage

Change Lending

Change Escrow

Change AMC

xChange

ChangeFi

Change Home Mortgage makes the dream of homeownership possible for people in the diverse communities we serve. Through a variety of traditional and non-traditional mortgage products, we empower borrowers to invest in their homes, their communities, and their future.

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Change Lending offers specialized product solutions that support underserved communities. Lending services include: Small Business lines of credit, Investor Real Estate loans, Rehab Loans, Renovation Loans and Small Business Loans.

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Change Escrow ensures buyers and borrowers are treated fairly and responsibly. We strive to deliver to our clients all the benefits of their contractual rights.

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Change Appraisal assists our diverse customers to ensure they have a qualified appraiser who is knowledgeable about their neighborhood and able to provide an accurate and reliable valuation based on the unique attributes of their property.

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An online marketplace for socially responsible investors – institutional, regulated, and individual/family office – to finance loans that increase social and racial equity.  

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Change Finance is the digital first banking platform that levels the playing field for Black, Latino, and underserved communities throughout America by bringing social and racial equity to lending and banking.

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Commerce Home Loans makes the dream of homeownership possible for people in the diverse communities we serve. Through a variety of traditional and non-traditional mortgage products, we empower borrowers to invest in their homes, their communities, and their future.

LEARN MORE

Change Lending offers specialized product solutions that support underserved communities. Lending services include: Small Business lines of credit, Investor Real Estate loans, Rehab Loans, Renovation Loans and Small Business Loans.

LEARN MORE

Change Escrow ensures buyers and borrowers are treated fairly and responsibly. We strive to deliver to our clients all the benefits of their contractual rights.

LEARN MORE

Change Appraisal assists our diverse customers to ensure they have a qualified appraiser who is knowledgeable about their neighborhood and able to provide an accurate and reliable valuation based on the unique attributes of their property.

LEARN MORE

An online marketplace for socially responsible investors – institutional, regulated, and individual/family office – to finance loans that increase social and racial equity.communities by purchasing high quality CRA loans.

LEARN MORE

Change Finance is the digital first banking platform that levels the playing field for Black, Latino, and underserved communities throughout America by bringing social and racial equity to lending and banking.

LEARN MORE
Awarded

BEST Place to Work

Awarded Best Place to Work

We’re only as good as our people and our people are the best!
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175 N Riverview Drive, Suite C
Anaheim, CA 92808
(833) CHM-0123
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Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Some of the products referenced are originated by The Change Company CDFI LLC, the parent company of Change Lending, LLC. The Change Company CDFI, LLC (“TCC”) is a state-licensed mortgage lender, NMLS ID #2486868. For additional information, visit www.thechangecompany.com. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2024. Change Lending, LLC. All rights reserved.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
homeproductsTraditional LoansNon-Traditional LoansBuyRefinance
mortgage planning guideHomeownership Educationadjustable rate mortgage handbookyour home loan toolkitFuture Homebuyers Program
aboutteambranchesPress
Contact Us
175 N Riverview Drive, Suite C
Anaheim, CA 92808
(833) CHM-0123
Follow Us

Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2022. Change Lending, LLC. All rights reserved.