VP Reverse Mortgages
NMLS #
760390
Email:
srhoades@changemtg.com
Direct:
(909) 782-8510
Cell:
(909) 782-8510
As an experienced mortgage professional with decades working in the industry and over 20 years specializing in reverse mortgages, I have helped hundreds of clients navigate both reverse and traditional mortgage solutions.
Why do I choose this work? Because I love seeing my clients breathe a sigh of relief when we’ve found a way to supplement their income and alleviate financial worries. It's also incredibly rewarding to share in the excitement of senior homebuyers as they get the keys to their perfect new home, financed through a Reverse for Purchase loan. One of the most fulfilling parts of my work is creating those "lightbulb moments" when people realize the vast possibilities a reverse mortgage can offer.
Despite the clear benefits, reverse mortgages are still misunderstood and underutilized as part of a comprehensive retirement plan. That’s why I regularly host educational workshops and collaborate with industry professionals to show how reverse mortgages can be an invaluable financial tool in retirement.
I believe so strongly in this product that my own father became one of my reverse mortgage clients. It was heartening to see firsthand how it allowed him to upgrade his home so he could safely age in place and continue being part of the community he loves.
In addition to my professional work, I am the proud mom of amazing young adults, serve on the board of my local Habitat for Humanity, and am a former board member for Autism Spectrum Athletics. Contributing to a better world is not just my job—it’s my passion.
Office:
(949) 868-6539
NMLS #
1839
Branch is licensed & authorized to do business in:
AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, KY, LA, MD, MN, MI, MT, NE, NV, NH, NJ, NM, NC, OH, OK, OR, PA, RI, SC,TN, TX, UT, VA, WA, WI, WY
View Branch
As an experienced mortgage professional with decades working in the industry and over 20 years specializing in reverse mortgages, I have helped hundreds of clients navigate both reverse and traditional mortgage solutions.
Why do I choose this work? Because I love seeing my clients breathe a sigh of relief when we’ve found a way to supplement their income and alleviate financial worries. It's also incredibly rewarding to share in the excitement of senior homebuyers as they get the keys to their perfect new home, financed through a Reverse for Purchase loan. One of the most fulfilling parts of my work is creating those "lightbulb moments" when people realize the vast possibilities a reverse mortgage can offer.
Despite the clear benefits, reverse mortgages are still misunderstood and underutilized as part of a comprehensive retirement plan. That’s why I regularly host educational workshops and collaborate with industry professionals to show how reverse mortgages can be an invaluable financial tool in retirement.
I believe so strongly in this product that my own father became one of my reverse mortgage clients. It was heartening to see firsthand how it allowed him to upgrade his home so he could safely age in place and continue being part of the community he loves.
In addition to my professional work, I am the proud mom of amazing young adults, serve on the board of my local Habitat for Humanity, and am a former board member for Autism Spectrum Athletics. Contributing to a better world is not just my job—it’s my passion.
Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Some of the products referenced are originated by The Change Company CDFI LLC, the parent company of Change Lending, LLC. The Change Company CDFI, LLC (“TCC”) is a state-licensed mortgage lender, NMLS ID #2486868. For additional information, visit www.thechangecompany.com. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2025. Change Lending, LLC. All rights reserved.
Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2022. Change Lending, LLC. All rights reserved.