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Kathy Stypula

Mortgage Advisor

NMLS #

311484

Email:

kstypula@changemtg.com

Direct:

(559) 248-1002

Cell:

(310) 600-0979

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As a licensed, skilled loan officer, I am a manager of problems, people, and personalities. Each day I continue to grow and learn how to increase efficiencies, grow volume, and improve processes.

I am a Central Valley native, born and raised in Clovis. With more than 3 decades of Real Estate Lending experience, I enjoy working with every type of borrower.   I spent a fair amount of my career in Southern California. Given the fierce competitive market there, my success demanded I set myself apart from the competition. In doing that, I cultivated a sales strategy that would add value to both my Realtor partners, as well my homebuyers. As a legacy Real Estate agent in the early 90’s, I learned how to navigate even the most challenging of markets. The Central Valley envelopes a wide range of demographic thus constantly challenging my professional knowledge. While money is still very affordable today, I take a consultative approach to the home loan process. I make an effort to compile a financial overview for every borrower ensuring I have explained to them what their most viable options are for home loans. Creating a client relationship is vital to a successful transaction, as buying a home is one of, if not, the largest financial investments an individual will make. I have been blessed with great leaders throughout my professional career, all of which have played a pivotal role in my success. I have been blessed to work with great leaders who have inspired, supported, and pushed me relentlessly to grow. Personally, I am most grateful for my family! My parents that always supported me and allowed me to drive my strengths and dreams; my husband who is such a brilliant achiever, leader and pushes me to be my best personally, spiritually and professionally; and my two beautiful daughters that adore and support me unconditionally!

Fresno

Office:

(310) 600-0979

NMLS #

2319387

Branch is licensed & authorized to do business in:

CA, FL, TX

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Get to Know Your Mortgage Advisor 

As a licensed, skilled loan officer, I am a manager of problems, people, and personalities. Each day I continue to grow and learn how to increase efficiencies, grow volume, and improve processes.

I am a Central Valley native, born and raised in Clovis. With more than 3 decades of Real Estate Lending experience, I enjoy working with every type of borrower.   I spent a fair amount of my career in Southern California. Given the fierce competitive market there, my success demanded I set myself apart from the competition. In doing that, I cultivated a sales strategy that would add value to both my Realtor partners, as well my homebuyers. As a legacy Real Estate agent in the early 90’s, I learned how to navigate even the most challenging of markets. The Central Valley envelopes a wide range of demographic thus constantly challenging my professional knowledge. While money is still very affordable today, I take a consultative approach to the home loan process. I make an effort to compile a financial overview for every borrower ensuring I have explained to them what their most viable options are for home loans. Creating a client relationship is vital to a successful transaction, as buying a home is one of, if not, the largest financial investments an individual will make. I have been blessed with great leaders throughout my professional career, all of which have played a pivotal role in my success. I have been blessed to work with great leaders who have inspired, supported, and pushed me relentlessly to grow. Personally, I am most grateful for my family! My parents that always supported me and allowed me to drive my strengths and dreams; my husband who is such a brilliant achiever, leader and pushes me to be my best personally, spiritually and professionally; and my two beautiful daughters that adore and support me unconditionally!

175 N Riverview Drive, Suite C
Anaheim, CA 92808
(833) CHM-0123
NMLS #1839

Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Some of the products referenced are originated by The Change Company CDFI LLC, the parent company of Change Lending, LLC. The Change Company CDFI, LLC (“TCC”) is a state-licensed mortgage lender, NMLS ID #2486868. For additional information, visit www.thechangecompany.com. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2025. Change Lending, LLC. All rights reserved.