Sr. Mortgage Advisor
NMLS #
328326
Email:
jbonner@changemtg.com
Direct:
(303) 805-0335
Cell:
(303) 359-5920
Licensed In: AZ, CA, CO, FL, GA, IN, MI
With over 25 years of experience in mortgage lending, Jim Bonner has helped more than 3,500 families achieve their homeownership goals. Whether it's a first-time homebuyer, a seasoned investor, or a self-employed borrower with unique financial circumstances (Alt-Doc and Non-QM), Jim and his team are known for their problem-solving expertise, creative financing solutions, and ability to close loans quickly.
As a Certified Mortgage Planning Specialist (CMPS) and Certified Divorce Lending Specialist (CDLP), Jim is committed to educating his clients and providing detailed financial options to ensure they make the best mortgage decisions. His deep knowledge of Conventional, Jumbo, FHA,VA, USDA, Construction Loans, and down payment assistance programs makes him a trusted advisor for both traditional and non-traditional borrowers.
Recognized 25+ times with the prestigious Presidents Club Award across multiple companies, Jim consistently ranks in the top1% of Colorado Loan Officers and the top 5% nationally. His success is built on repeat business, and referrals from past clients and business partners, a testament to the world-class service he and his team provide.
Beyond the numbers, what truly sets Jim apart is his unwavering commitment to his clients. He treats every loan—no matter how big or small—as an opportunity to make a lasting impact. His approach is analytical yet relationship-driven, educational yet results-focused, always striving to go above and beyond.
A Michigan and Indiana native, Jim moved to Colorado to attend the University of Colorado, Boulder, where he earned his degree in Communication. He now serves clients across Colorado, California, Arizona, Florida, Georgia, Michigan, and Indiana.
When he’s not helping clients secure their dream homes, Jim enjoys skiing, golf, spontaneous adventures, and spending time with his family and friends. He lives in Colorado with his wife, Rebecca, a professional photographer, their two children, Anna and Aidan, and their beloved English Cream Golden Retrievers, Norman and Navy.
Office:
(303) 359-5920
NMLS #
1479912
Branch is licensed & authorized to do business in:
AZ, CA, CO, FL
View Branch
With over 25 years of experience in mortgage lending, Jim Bonner has helped more than 3,500 families achieve their homeownership goals. Whether it's a first-time homebuyer, a seasoned investor, or a self-employed borrower with unique financial circumstances (Alt-Doc and Non-QM), Jim and his team are known for their problem-solving expertise, creative financing solutions, and ability to close loans quickly.
As a Certified Mortgage Planning Specialist (CMPS) and Certified Divorce Lending Specialist (CDLP), Jim is committed to educating his clients and providing detailed financial options to ensure they make the best mortgage decisions. His deep knowledge of Conventional, Jumbo, FHA,VA, USDA, Construction Loans, and down payment assistance programs makes him a trusted advisor for both traditional and non-traditional borrowers.
Recognized 25+ times with the prestigious Presidents Club Award across multiple companies, Jim consistently ranks in the top1% of Colorado Loan Officers and the top 5% nationally. His success is built on repeat business, and referrals from past clients and business partners, a testament to the world-class service he and his team provide.
Beyond the numbers, what truly sets Jim apart is his unwavering commitment to his clients. He treats every loan—no matter how big or small—as an opportunity to make a lasting impact. His approach is analytical yet relationship-driven, educational yet results-focused, always striving to go above and beyond.
A Michigan and Indiana native, Jim moved to Colorado to attend the University of Colorado, Boulder, where he earned his degree in Communication. He now serves clients across Colorado, California, Arizona, Florida, Georgia, Michigan, and Indiana.
When he’s not helping clients secure their dream homes, Jim enjoys skiing, golf, spontaneous adventures, and spending time with his family and friends. He lives in Colorado with his wife, Rebecca, a professional photographer, their two children, Anna and Aidan, and their beloved English Cream Golden Retrievers, Norman and Navy.
Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Some of the products referenced are originated by The Change Company CDFI LLC, the parent company of Change Lending, LLC. The Change Company CDFI, LLC (“TCC”) is a state-licensed mortgage lender, NMLS ID #2486868. For additional information, visit www.thechangecompany.com. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2025. Change Lending, LLC. All rights reserved.
Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2022. Change Lending, LLC. All rights reserved.